Not just the trend of buying goods and availing services online, but even the frauds associated with it are on rise. Technological advancement has given a major boost to e-commerce and other similar concepts, which revolve around computers and, more importantly, the Internet. The concept of online shopping is no more alien to anybody in the world.
Millions of people log onto shopping websites in order to make shopping a convenient affair. What they fail to understand though, is the fact that they are compromising on their security by not abiding by the rules that they need to follow. With so many cases of online frauds coming to light every other day, it is surprising to see people go on an online shopping spree without paying heed to their security.
Online Shopping Safety Tips
Online shopping fraud is a broad concept, which includes a range of activities, right from hidden charges and phishing to credit card scams and identity theft. Given below are some simple precautions that you can take to keep yourself safe.
Carry out your transactions from a secured PC: You need to make sure that the PC you are using for shopping online and related transactions is up-to-date with security measures, like anti-virus software and firewall. Being one of the most important advice as far as safe online shopping is concerned, this will help you keep those malicious programs out of your transactions.
Be well-versed with the website you use: You need to make sure that the website from which you are buying goods or availing services is authentic. Never go to random sites that feature in search engine results, or ones that you have never heard of before. Always go for popular websites, as the chances of you getting caught in any sort of web of deceit on such websites are negligent.
Never give away your personal information: You will have to provide some information while shopping online, however, you need to make sure that this is just the general information, like your name or contact number. Never give out confidential information, like your social security number, on online shopping websites. More importantly, never fill in any sort of information in pop-up windows, even if you trust the website. Maintaining privacy while shopping online is a must, as giving away confidential information can make you vulnerable to identity theft.
Paying by credit card is wiser: Always resort to credit card for payment options. Though many of us prefer to use debit cards for shopping online, they don’t have all the security features that credit cards do. More importantly, if your debit card number gets stolen, it will give hackers total access to your account and result in even more difficult situations for you.
Before you order the product: You need to make sure that the transactions are secured and the shipping policy of the company is in the place. Cross checking the actual price of the product and the shipping charges with other companies can help you get the best deal. Make sure that there are no hidden costs in the shipping charges. You will have to take into consideration the actual price of the item as well as shipping charges, handling fees, and sales tax.
After you order the product: Never reply to confirmation mails which ask for your personal details. Make sure that you take the print outs of all the online transaction records, which you can eventually use as proof. Other than all your transactions with the company, it is wise to save the product description as well. Lastly, you will have to monitor the time required for shipping. It is very important to get well-versed with terms and conditions before you buy any product online.
If, by chance, you do end up having a bad experience, you can report the company to the Federal Trade Commission (FTC) or the consumer protection agency in your area of jurisdiction. Considering that there are a number of phishing websites out there in the guise of shopping websites, it will take efforts from all of us to come together and make online shopping safe and secure.